UX Self-Evaluate Chart for Payment Product

Guidence
Topic Keywords
New User Guide The new user can understand the writing on the page
The new user can see all available payment methods
The new user can select his payment method fast & easily
Returned User Guide The returned user can use his used payment method from last time as a default
The returned user can use other payment methods
Payment Methods The user can prepare his payment method before payment
The user can compare all available payment methods
The system can recommend a payment method for the user
When there is only one payment method, skip the selecting step
When a payment method is unavailable, the user can know why it's unavailable
Cards The user can choose not to save a card
The user can use OCR to input card info
The system can identify BIN automatically while inputting digits
Only required the minimize must-have info from the user
Payment Safety The product need to have a secured RC function (Payment passcode, Biotic pass, OTP, etc.)
A smart & tech feel during the payment, such as OCR
Prohibit screen shot, refresh the code if needed
When signing an Auto Debit agreement, the user need to be noticed & know what he is doing
Saving card needs confirmation
The PIN pad needs security reminder (That it's not a native number pad)
Extra security check
UX Details PIN pad / number pad do not need the user to click confirm after inputting
Prepare some common used amount for the user if needed
Display a Payment Method Name
Acceptance mark
Promotional info
Availability
Simple how to
A using expectation
Display the Transaction Related Info Clear & simple order summary
Stand out Total to Pay amount
Stand out promotional info
Pay to info
Cash source is recommended to display
Order expiration time
Exchange rate
Display the Promotional Info The promotional info need to be displayed throughout the payment flow
The promotional info needs to fit local habits
The promotional info is clear & understandable
Payment Result The user can pay again after a failure
There should have some after-payment conversion possibility
DA The PSR data for a normal shopping scenario
Willingness analysis
Analyze user behaviors by two groups: new & returned
Payment method PSR analysis
User amount by payment methods
Payment failure reason analysis